First Home Buyers
Build your new home fast and hassle-free, saving time and money with 100% FREE building brokers. Get in touch today
Be a First Home Owner
With Perth's trusted building brokers for first home buyers
So, you’ve finally decided it’s time to stop paying rent and own a home instead. Sounds wonderful! Mortgage rates are at an all-time low, and there are plenty of grants and schemes from the Government to help you further. Take advantage of Aspire Building Brokers’ 100% FREE service, we work for you at no charge.
We have been in the real estate industry with several years of builder and developer experience. With our expert team, you can be sure that buying or building a home has never been this easy.
Our job is to make your first home buying experience as memorable and stress-free as possible – and we take this job seriously. Let Aspire Building Brokers assist you in buying your first home every step of the way. Get in touch with us so you can start your journey now!
The Aspire Process
For building your first home
STEP01
Finance
First home loan options
Finance is a crucial element when building your first home. Our experienced team will guide you through home loan options, including keystart and government grants. These choices can be intimidating, and that’s why we guarantee we will assist you from start to finish. We’ll help you secure a home loan you can easily manage.
STEP02
Location
Find the perfect land
We have a longstanding network with reputable builders and land investors that enable us to offer you unbeatable house and land packages in locations that genuinely suit your budget and lifestyle. Whether you build North of the River, South of the River or East of Perth, we have choices tailored to first home buyers.
STEP03
Homes
Choose your design
Do you need 3 or 4 bedrooms? Perhaps you prefer a farmhouse design or looking to build on a narrow block. Browse through our selection of modern contemporary home designs, each with intuitive layouts and spacious living areas. Expect your new home build to have a unique touch that will surely match your needs and style.
Frequently Asked Questions
For first home buyers
How Much is the First Home Owners Grant?
If you are building or buying a home for the first time, you may qualify for the First Home Owners Grant (FHOG). This one-time $10,000 grant is intended to help first home buyers building a new home. Not sure if you qualify? Our team are happy to guide you through the steps of eligibility for First Home Owners Grant. Contact Us
Do First Home Buyers Pay Stamp Duty?
First time home buyers do not have to pay stamp duty on land if the value is under if the $300,000. Land above $300,000 may be eligible for a discounted rate if the value of land is between $301,000-$400,000.
How Much Deposit Will I Need?
If you qualify, the New Home Guarantee allows first home buyers to purchase a home with as low as a 5% deposit. This can save first home buyers thousands in LMI (Lenders Mortgage Interest) fees. If you qualify for Keystart, you could pay as little as 2% deposit on your home loan. Speak to us about Keystart loans today.
What Is Lenders Mortgage Insurance?
Lenders Mortgage Insurance (LMI) is insurance that protects the lender. It is required to be paid by the buyer, usually as a one-time payment at the time of loan settlement. LMI is determined by your lender, the size of your deposit, and who you decide to secure your home loan with.
What Is a House and Land Package?
A House and Land Package combines the cost of building your home, buying the land into one package and final cost. This eliminates the need to obtain multiple loans and can save on unnecessary fees.
Are There Advantages to Being a First Home Buyer?
Yes! The biggest advantage for first home buyers is the First Home Owners Grant, a $10,000 payment that first home buyers can use to build their new home. There is also the option of the New Home Guarantee (formerly known as The First Home Loan Deposit Scheme) allowing qualified recipients to build a new home with deposits as low as 5%. Another low-deposit home loan you may want to consider is Keystart, where you could be qualified for a little as 2% deposit.
Contact us for more options available to help you on your journey to home ownership.
Get in Touch